First Citizens National Bank > Business Solutions > Checking > Business Now Account

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Business Checking - Now Account

Provides the same flexibility as the Business Checking but also allows Sole Proprietorships and non-profit organizations to earn interest.

Features and Benefits

Interest earned on daily collected balance
Reasonable monthly balance requirement fee
Online Banking and Cash Management services (Separate application required; some services require approval; fees may apply)
24 hour First Connection access
Monthly statement includes check images (paper or electronic format)

Terms

Minimum opening deposit $1,000.00
$5.00 balance requirement fee if average daily balance is below $7,500.00
Must maintain a minimum daily collected balance of $1,000.00 to earn interest
Additional service charge based on number of debits paid during the statement cycle
Per item draft fees:

1 - 100 debits No Charge

Over 100 debits $.10 per item
Balance requirement fee and the per item fee for debits paid are waived for non-profit organizations.

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